A new report from Siemens Financial Services (SFS) says that slow and late invoice payments mean SMEs in the UK are missing out on billions of pounds of liquid cash flow. A typical SME spends 130 hours a year chasing outstanding invoices,[1] equating to a cost of £10.8 billion per year.[2] This cost, combined with […]
Appreciation for depreciation
Whether you are buying a brand new property or renovating a rundown dump, understanding depreciation can substantially improve the bottom line of your investment portfolio. Wiser heads would say that investment decisions should never be made based on tax incentives. The numbers on any investment should stack up without the effect of tax entering the […]
Is now the time to get in the property game?
Last week, the Reserve Bank of Australia made its final cash rate announcement for 2014, and its decision to leave rates on hold came as no real surprise. This is the 16th consecutive month that the official cash rate has been left on hold and it now seems all but certain that rates will […]
Your new home – buy or rent?
Buying your first home is an exciting time, but often young people leap into it without weighing up all their options first. Buying a property at a young age is great, and can potentially set you up for life. However, it’s also important that this is done in a way that doesn’t compromise your lifestyle. […]
Overcoming a ‘NO’ in sales
We’ve all been there; we give it our all in what we think is an awesome sales pitch, we think the deal is done but then word comes back… the client wasn’t feeling it, so it’s a ‘no’. All of a sudden every ounce of confidence you had in your sales strategy is out of […]